Our Technology
The Pay2rax Advantage
Pay2rax infrastructure is located in world-best Tier 1 data centres owned and operated by Equinix. The Pay2rax Gateway runs on high availability distributed clusters of carrier-grade servers and network appliances replicated across 2 independent data centres monitored 24 hours per day, 7 days per week, delivering a proven track record of 99.999% up time.
Pay2rax is independently scanned monthly and audited annually in accordance with Tier 1 PCI DSS requirements.
Our anti-fraud features, which combine in-house purpose-built technology and specialist third-party systems, protect merchants and acquirers from fraudulent activity, minimising chargebacks.
We also support all 3D Secure authentication methods – Verified by Visa, MasterCard 3D SecureCode, JCB JSecure and American Express SafeKey.
Integration Options
Pay2rax Hosted Payment Page
A seamless start to finish shopping experience This option is most often used by merchants who lack PCI DSS accreditation. The merchant integrates their shopping cart into a customised version of the Pay2rax-Hosted Payment Page served from the gateway. The merchant customises the page via the gateway user interface or, for more advanced customisation, by using cascade style sheets (CSS). The pages render appropriately for all operating systems and devices, including smartphones and tablets.
Winter Sports
A smart and safe option using OTT This integration option uses a One-Time Token (OTT) and is another option for merchants barred from capturing sensitive card data because they lack PCI DSS accreditation. Our OTT plug-in encrypts and tokenises the customer's card data, with the merchant only having access to the randomly generated one time use token, not the unencrypted card data. The Merchant-Hosted Payment Page calls a simple to use JavaScript library that generates the OTT for each transaction.
Software Development Kits
SDKs in various formats available The SDKs are small code libraries that simplify use of the Web Services API. They are used to submit requests to the Web Services API and to handle the error/success responses and other interaction between the merchant's website and the Pay2rax Gateway. Merchants can simply include the libraries in their application or payment page and use the exposed methods to create payments, perform actions such as credits and re-bills, and retrieve reconciliation and reporting data.
Web Service API
Direct and secure information flow between your site and the Pay2rax Gateway The Web Services API contains the full suite of Pay2rax Gateway features and services available for use with any Pay2rax integration method. It enables merchants to connect to the gateway and perform many operations, such as issuing credits, settling/capturing existing orders and retrieving data from a host of reconciliation services.
Magneto Plug-in
Seamless integration with the popular Magento platform
The Magento plug-in enables seamless integration of the Magento platform and the Pay2rax Gateway to allow easy customer payments and ongoing order/transaction management within the Magento system. Customers are redirected to the Pay2rax-Hosted Payment Page to complete the payment, with notifications sent to Magento from the Pay2rax Gateway.
The plug-in supports the following functions:
> Creation of one-off payments
> Creation of managed recurring transactions (initial sale + recurring)
> Settling/capturing or cancellation of authorizations from within Magento
> Cancellation of recurring transactions from within Magento
>Crediting/refunding of transactions from within Magento
> Viewing of order and transaction details from within Magento
> Displaying of event notifications from the Pay2rax Gateway within Magento
Transaction synchronisation between the Pay2rax Gateway and Magento
The Magento plug-in is only available for use with the Pay2rax-Hosted Payment Page.
Interested to find out how Pay2rax might fit your business?
Contact Us
Reach Us
1052-1771, Robson St, Vancouver BC V6G 3B7, Vancouver, Canada, V6G 3B7
Licenses
Pay2rax is a brand owned by Paytorax Payment Ltd. The Paytorax Payment Ltd holds several licenses and permissions globally, either directly or indirectly through our partners, which enable us to offer payment services